{"id":11648,"date":"2026-06-01T22:29:45","date_gmt":"2026-06-01T20:29:45","guid":{"rendered":"https:\/\/zoomafricanews.com\/?p=11648"},"modified":"2026-06-01T22:29:45","modified_gmt":"2026-06-01T20:29:45","slug":"%d9%86%d9%8a%d8%ac%d9%8a%d8%b1%d9%8a%d8%a7-%d8%aa%d8%b3%d8%aa%d9%87%d8%af%d9%81-%d8%aa%d8%ad%d9%82%d9%8a%d9%82-%d8%a7%d9%84%d8%b4%d9%85%d9%88%d9%84-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a-%d8%a8%d9%86","status":"publish","type":"post","link":"https:\/\/zoomafricanews.com\/fr\/%d9%86%d9%8a%d8%ac%d9%8a%d8%b1%d9%8a%d8%a7-%d8%aa%d8%b3%d8%aa%d9%87%d8%af%d9%81-%d8%aa%d8%ad%d9%82%d9%8a%d9%82-%d8%a7%d9%84%d8%b4%d9%85%d9%88%d9%84-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a-%d8%a8%d9%86\/","title":{"rendered":"Le Nig\u00e9ria vise \u00e0 atteindre l'inclusion financi\u00e8re de 951 000 milliards de personnes d'ici 2028."},"content":{"rendered":"

\u00c9crit par : Ayman Ragab<\/strong><\/p>\n

Olayemi Cardoso, le gouverneur Banque centrale du Nig\u00e9ria<\/a>La banque centrale vise \u00e0 atteindre un taux d'inclusion financi\u00e8re de 951 TP3T et des pertes dues \u00e0 la fraude inf\u00e9rieures \u00e0 0,0011 TP3T du total des transactions num\u00e9riques d'ici 2028.<\/p>\n

Cardoso a pris la parole lundi lors du lancement de la vision 2028 du syst\u00e8me de paiement (PSV) \u00e0 Abuja.<\/p>\n

\u00c9largir l'acc\u00e8s aux services financiers<\/h4>\n

Selon le gouverneur de la Banque centrale du Nig\u00e9ria, cette strat\u00e9gie vise \u00e0 \u00e9largir l'acc\u00e8s aux services financiers, \u00e0 acc\u00e9l\u00e9rer les paiements num\u00e9riques et \u00e0 renforcer la confiance des consommateurs dans le syst\u00e8me financier.<\/p>\n

\"\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f
l'\u00e9conomie nig\u00e9riane<\/figcaption><\/figure>\n

Il a d\u00e9clar\u00e9\u00a0: \u201c\u00a0L\u2019objectif de ce voyage est d\u2019am\u00e9liorer la vie des plus d\u00e9munis. Cela en fait partie, et m\u00eame une part importante. L\u2019objectif de ce voyage est de sortir les gens de la pauvret\u00e9 et d\u2019avoir un impact sur le produit int\u00e9rieur brut.\u00a0\u201d.<\/p>\n

Cardoso a d\u00e9clar\u00e9 que l\u2019infrastructure de paiement du Nigeria avait d\u00e9j\u00e0 r\u00e9alis\u00e9 des progr\u00e8s significatifs, notant que le syst\u00e8me de r\u00e8glement interbancaire nig\u00e9rian (NIBSS) traite quotidiennement des millions de paiements instantan\u00e9s, la plupart des transactions \u00e9tant r\u00e9gl\u00e9es en moins de 10 secondes.<\/p>\n

Il a d\u00e9clar\u00e9 : \u201c D\u2019ici 2028, notre objectif est simple\u2026 chaque Nig\u00e9rian, de Maiduguri \u00e0 Brass, pourra envoyer et recevoir de l\u2019argent plus vite qu\u2019un clin d\u2019\u0153il. \u201d.<\/p>\n

Augmenter le taux d'inclusion financi\u00e8re \u00e0 95%<\/h4>\n

Le gouverneur de la Banque centrale du Nig\u00e9ria a ajout\u00e9 que la banque souhaite porter le taux d'inclusion financi\u00e8re \u00e0 951 000 000 d'ici 2028.<\/p>\n

\"\"<\/p>\n

Cardoso a d\u00e9clar\u00e9 : \u201c Inclusion, et non exclusion\u2026 Cela signifie que 50 millions de femmes suppl\u00e9mentaires, qu\u2019elles soient sur le march\u00e9, agricultrices ou jeunes, auront un compte bancaire ou un portefeuille \u00e0 leur nom, prot\u00e9g\u00e9 par leur num\u00e9ro VIN bancaire (num\u00e9ro de ch\u00e8que bancaire). \u201d<\/p>\n

Cardoso a \u00e9galement d\u00e9clar\u00e9 que la banque centrale entendait r\u00e9duire la d\u00e9pendance \u00e0 l'\u00e9gard des esp\u00e8ces et am\u00e9liorer la confiance dans les transactions num\u00e9riques.<\/p>\n

Il a d\u00e9clar\u00e9 : \u201c L\u2019argent liquide ne doit plus \u00eatre le facteur dominant. D\u2019ici 2028, nous devons nous engager \u00e0 r\u00e9duire les pertes dues \u00e0 la fraude \u00e0 moins de 0,001 % de toutes les transactions. \u201d.<\/p>\n

v\u00e9rification d'identit\u00e9 bancaire<\/h4>\n

Il a ajout\u00e9 que des syst\u00e8mes de v\u00e9rification d'identit\u00e9 plus robustes, l'int\u00e9gration des syst\u00e8mes de v\u00e9rification d'identit\u00e9 bancaires et la d\u00e9tection des fraudes par l'IA joueront un r\u00f4le cl\u00e9 dans la r\u00e9alisation de cet objectif.<\/p>\n

\"\"<\/p>\n

Le gouverneur de la Banque centrale a ajout\u00e9\u00a0: \u201c\u00a0Vision 2028 n\u2019est pas un projet gouvernemental, mais un projet nig\u00e9rian. Nous travaillerons ensemble \u00e0 la mise en place d\u2019un syst\u00e8me de paiement rapide, complet et s\u00e9curis\u00e9, et nous sommes fiers qu\u2019il soit nig\u00e9rian.\u00a0\u201d.<\/p>\n

Cardoso a d\u00e9clar\u00e9 que ces objectifs seraient atteints en \u00e9largissant l'acc\u00e8s aux services financiers, en renfor\u00e7ant les syst\u00e8mes de v\u00e9rification d'identit\u00e9, en d\u00e9tectant les fraudes gr\u00e2ce \u00e0 l'intelligence artificielle et en continuant d'innover dans le syst\u00e8me de paiement.<\/p>","protected":false},"excerpt":{"rendered":"

\u0643\u062a\u0628: \u0623\u064a\u0645\u0646 \u0631\u062c\u0628 \u0642\u0627\u0644 \u0623\u0648\u0644\u0627\u064a\u064a\u0645\u064a \u0643\u0627\u0631\u062f\u0648\u0633\u0648\u060c \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0646\u064a\u062c\u064a\u0631\u064a\u060c \u0625\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u064a\u0633\u062a\u0647\u062f\u0641 \u062a\u062d\u0642\u064a\u0642 \u0646\u0633\u0628\u0629 95% \u0645\u0646 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u062a\u064a \u062a\u0642\u0644 \u0639\u0646 0.001% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2028. \u0648\u062a\u062d\u062f\u062b \u0643\u0627\u0631\u062f\u0648\u0633\u0648 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0627\u062b\u0646\u064a\u0646 \u062e\u0644\u0627\u0644 \u0625\u0637\u0644\u0627\u0642 \u0631\u0624\u064a\u0629 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a (PSV) 2028 \u0641\u064a \u0623\u0628\u0648\u062c\u0627. \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0648\u0641\u0642\u0627\u064b \u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0628\u0646\u0643 …<\/p>","protected":false},"author":9,"featured_media":11649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,48,217],"tags":[1526,1658,4553,3247,4552,326],"class_list":["post-11648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-africanews","category-reports","category-slider","tag-1526","tag-1658","tag-4553","tag-3247","tag-4552","tag-326"],"yoast_head":"\n\u0646\u064a\u062c\u064a\u0631\u064a\u0627 \u062a\u0633\u062a\u0647\u062f\u0641 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0628\u0646\u0633\u0628\u0629 95% \u0628\u062d\u0644\u0648\u0644 2028 - Zoom Africa News<\/title>\n<meta name=\"description\" content=\"\u0642\u0627\u0644 \u0623\u0648\u0644\u0627\u064a\u064a\u0645\u064a \u0643\u0627\u0631\u062f\u0648\u0633\u0648\u060c \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0628\u0646\u0643 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